Federal Bank · Mastercard · Super Premium

Celesta Credit Card

No forex markup + unlimited lounge access worldwide

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Top benefits

Zero forex markup
0% foreign currency transaction fee — pay exactly the interbank rate abroad.
Unlimited global lounge access
Unlimited domestic and international lounge access via Priority Pass.
Concierge service
24/7 global concierge for travel, dining, lifestyle and emergency assistance.
Golf privileges
Complimentary golf rounds at top courses in India.

Common questions

Is there really no forex markup?

Yes, Federal Bank Celesta charges 0% foreign currency fee — one of only a handful of Indian cards with this benefit.

What is the annual fee?

Rs.7,500 + GST with no spend-based waiver.