HDFC Bank · Mastercard · Standard

Freedom Credit Card

1% cashback on all spends; 5% on EMI transactions

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Top benefits

5% on EMI spends
5% CashPoints back on all EMI transactions at partner merchants.
Grocery & fuel cashback
5X CashPoints on Big Bazaar, Grofers and fuel stations.
Birthday month bonus
5X CashPoints on all spends during your birthday month.
Insurance cover
Rs.50 lakh air accident insurance and Rs.50,000 lost card liability cover.

Common questions

Can the annual fee be waived?

Yes, spend Rs.50,000 in a year to get the next year's annual fee waived.

What is the cashback rate?

1 CashPoint per Rs.150 on all spends, 5X on select categories.