ICICI Bank · Visa · Standard
Platinum Chip Credit Card
2 reward points per Rs.100 on all spends
Back to all cardsTop benefits
Lifetime free
No joining or annual fee ever — a truly free credit card.
Fuel surcharge waiver
1% fuel surcharge waiver on fuel transactions between Rs.500 and Rs.3,000.
EMI facility
Convert large purchases to easy EMIs at zero to low interest rates.
Reward points
Earn 2 reward points per Rs.100 on all eligible transactions.
Common questions
Is there any annual fee?
No, the ICICI Platinum Chip is a lifetime free card with no joining or annual fee.
Who should get this card?
Ideal as a first credit card for beginners or those who want a fee-free backup card.