IDFC First Bank · Visa · Premium
FIRST Select Credit Card
6X on online + 3X offline; 4 lounge visits/quarter
Back to all cardsTop benefits
16 domestic lounge visits/year
4 complimentary domestic airport lounge visits per quarter — 16 per year — on a lifetime free card.
6X on online spends
6 reward points per Rs.150 on online transactions.
Low interest & forex
Monthly interest rate from 1.5% and 1.5% forex markup.
Roadside assistance
Emergency roadside assistance and accident insurance coverage.
Common questions
Is this card free despite lounge access?
Yes, IDFC First Select has no annual or joining fee and still includes 16 domestic lounge visits per year.
What is the interest rate?
Interest rate starts at 1.5% per month — much lower than the industry standard of 3.5%.