Kotak Mahindra Bank · Visa · Lifetime Free

Kotak 811 #DreamDifferent Credit Card

2% cashback on online + 1% on others; lifetime free

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Top benefits

2% on online spends
2% cashback on all online transactions including shopping, food delivery and travel.
1% on offline spends
1% cashback on all offline/POS transactions.
No annual fee
Lifetime free — no joining or annual fee whatsoever.
Fuel surcharge waiver
1% fuel surcharge waiver on transactions between Rs.500 and Rs.3,000.

Common questions

Is there any limit on cashback?

Monthly cashback cap applies — Rs.500 on online and Rs.250 on offline per month.

Is there an annual fee?

No, this is a lifetime free credit card.