Top benefits
5X on top 2 categories
5X reward points on your top 2 spending categories each month — automatically selected.
Metal card
Premium stainless steel metal card — unique at this price point in India.
Low forex markup
Only 1% foreign currency markup — ideal for international use.
OneCard app control
Instant card controls, real-time spend analytics and smart EMI via the OneCard app.
Common questions
Which bank issues OneCard?
OneCard is issued in partnership with multiple bank partners including Federal Bank and IDFC First Bank.
Is there any annual fee?
No annual or joining fee — truly lifetime free.