SBI Card · Visa · Standard

CASHBACK Credit Card

5% online cashback up to Rs.2,000/month

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Top benefits

Online cashback
Earn 5% cashback on eligible online transactions, capped at Rs.2,000 per statement cycle under the current benefit structure.
Offline cashback
Earn 1% cashback on eligible offline point-of-sale transactions, capped at Rs.2,000 per statement cycle.
Automatic credit
Cashback is credited to the card account instead of requiring catalogue redemption.
Fuel surcharge waiver
1% fuel surcharge waiver on eligible fuel transactions within issuer limits.
Simple value proposition
Best suited for users who want direct cashback instead of points or miles.

Common questions

How much cashback can I earn?

From April 1, 2026, the commonly published current structure caps total cashback at Rs.4,000 per statement cycle: up to Rs.2,000 from online spends and up to Rs.2,000 from offline spends.

Is lounge access included?

No, this card is positioned for cashback and does not include airport lounge access.

Is the renewal fee waivable?

The commonly published waiver condition is annual spends of Rs.2 lakh or more, but always confirm the active offer during application.