SBI Card · Rupay · Co-brand
IRCTC Platinum Credit Card
10% value back on IRCTC train bookings
Back to all cardsTop benefits
10% on IRCTC bookings
10% value back as reward points on train ticket bookings via IRCTC website and app.
No convenience fee
Waiver of 1.8% IRCTC booking convenience fee on transactions.
1% on all spends
1 reward point per Rs.100 on all other eligible transactions.
RuPay UPI access
Supports UPI payments as a RuPay card.
Common questions
Is there a convenience fee waiver on IRCTC?
Yes, the standard 1.8% IRCTC convenience charge is waived for transactions made via this card.
What is the annual fee?
Rs.500 + GST joining and annual fee with no waiver option.