Standard Chartered · Visa · Standard

Smart Credit Card

5% cashback on online spends; 1% on others

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Top benefits

5% on online spends
5% cashback on all online transactions — shopping, travel and food delivery.
1% on offline spends
1% cashback on all offline/POS transactions.
Annual fee waiver
Annual fee reversed on Rs.1.2 lakh annual spend.
Fuel surcharge waiver
1% fuel surcharge waiver at all petrol stations.

Common questions

Is cashback capped?

Cashback on online spends is capped at Rs.500 per billing cycle.

What is the annual fee?

Rs.499 + GST, reversed on Rs.1.2 lakh annual spend.